We’re praying for Florida. As a result of warmer oceans, our storm seasons are lasting longer. The Carolinas, still recovering from Hurricane Florence, suffered billions of dollars in losses, and we fear it’ll be even worse for the Sunshine State. With Michael, forecasters thought the storm might stall in the lower Gulf, but once you reach the “gumbo bowl,” anything can happen. The death toll, currently at 18, will likely rise, while many are without power and facing months of waiting for insurance assessments before everyday life — from attending school to worshipping in church — can return to normal.