Oops, they did it again. The cash-strapped Caribbean archipelago defaulted yesterday, for the second time in five months, on around $174 million in debt payments. “It’s very simple. We don’t have money to pay,” Gov. Alejandro García Padilla said. The U.S. territory scraped together enough to pay its general obligation bonds but fell short on others, throwing them into default. Padilla is seeking bankruptcy rights — which American territories and states lack — and hopes to owe legislators a debt of gratitude after Congress debates the issue in the coming months.