As recently as the 1990s, thousands of children in Baltimore were exposed to lead paint. Many suffered cognitive damage, including a kid named Freddie Gray, whose death in police custody sparked riots this past April. Lead poisoning meant victims could win structured settlement checks from landlords, but it also made them targets of companies offering quick payouts — sometimes at pennies on the dollar — in exchange for settlement rights. Gray was one such victim, and news of these abuses has prompted a U.S. Congressman to promise to investigate and possibly pursue federal reforms.